12 Jul

Get Pre-Approved

General

Posted by: James Wynters

Posted by James Wynters   To have the best success with your mortgage, it is recommended that you get pre-approved! This can be done through your Mortgage Professional to ensure that you get the best mortgage product FOR YOU, from the best rate to the best term agreement. While getting pre-approved might sound boring (and […]

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5 Jul

Are You Ready for Homeowership ?

General

Posted by: James Wynters

  While most people know the main things they need to buy a home, such as stable employment and enough money for a down payment, there are a few other factors that may help you realize you’re ready – perhaps even earlier than you thought! In fact, there are four main things that can help […]

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23 Jun

5 Approval Roadblocks

General

Posted by: James Wynters

Posted by James Wynters   When in the process of buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”. If you have found your dream home and negotiated a fair price, which was accepted, and you have supplied all the documentation to your […]

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4 Jun

Introducing the First Responder Mortgage Program

General

Posted by: James Wynters

Dominion Lending Centres® is proud to announce our brand new First Responder Mortgage Program™. In times of uncertainty, we can always count on our first responders. From coast-to-coast, you put Canadians first and ensure the health and safety of this great country – and we wanted to give you something in return. The First Responder […]

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12 May

25 Secrets Your Banker Doesn’t Want You to Know

General

Posted by: James Wynters

Twenty-five or thirty years can sound like an impossibly long time to service a loan – and for many of us, it is. If you are looking to pay off your mortgage faster, here are some tried-and-true tactics to get you to financial freedom that much sooner! Make a Double Mortgage Payment: A double payment once […]

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3 May

Making the Grade: Common Myths About Credit Scores

General

Posted by: James Wynters

How is your credit score calculated? It is a complex answer and, as such, common myths persist. Today, we are going to help you get a better understanding of your credit score and how to make the grade by busting the most common credit score myths! MYTH #1: TOO MANY CREDIT CARDS WILL HURT MY […]

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26 Apr

How to Afford a Second Property in Retirement

General

Posted by: James Wynters

More and more Canadians are choosing to buy a second property in retirement. Reasons for doing this vary. Some want to reap the rewards of a lifetime of saving and treat themselves to a vacation home. Others, on the other hand, view their second property as an investment, intending to rent it out and use […]

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19 Apr

Mortgage Broker vs Mortgage Specialist

General

Posted by: James Wynters

To most consumers outside of the mortgage space, the terms “mortgage broker” and “mortgage specialist” would seem interchangeable – but they aren’t. As a potential homeowner, the differences are more important than you might think. First and foremost, it is important to understand the definition of these groups before looking at the major differences. Mortgage brokers […]

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10 Apr

Relocate or Renovate

General

Posted by: James Wynters

Like Lighting in a Bottle. That’s how Todd Talbot describes the chemistry between him and Jillian Harris, his co-host of the reality TV series Love It or List It Vancouver. There’s an undeniable electricity that flows between the pair who have battled against each other through 104 hour-long episodes of the home-design series. Sparks fly, […]

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3 Apr

How to put an offer on a property with multiple offers.

General

Posted by: James Wynters

In many areas across Canada, local real estate markets continue to experience a trend toward a relative lack of home listings and an influx of active buyers. As a result, those ready to sell are in a favourable position to generate multiple offers on their home – often leading to buyers paying over market value […]

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