13 Apr

Affordable Housing is a Key Theme in Federal Budget 2022

General

Posted by: James Wynters

  Today’s budget announced a $10 billion package of proposals intended to reduce the cost of housing in Canada (see box below). The fundamental problem is insufficient supply to meet the demands of a rapidly growing population base. Thanks to the federal government’s policy to rapidly increase immigration since 2015, new household formation has risen far faster […]

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5 Apr

Spring into Action in 3 Simple Steps.

General

Posted by: James Wynters

  Spring is here and that means we’re embarking on the best time to start getting outside and enjoy more of what the beautiful outdoors has to offer. From weekend hikes, to community running events, don’t underestimate the power of a quick ‘at-home workout’ to compliment leg, ankle, and core strengthening before you hit the […]

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21 Mar

The Credit Challenge.

General

Posted by: James Wynters

  For most people, credit score isn’t something you spend much time thinking about. Especially if you are someone who is making good money and paying all your bills on time. When you are in that boat, it feels pretty good! But, when you miss a payment or you struggle to pay all those credit […]

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8 Mar

Power Up Your Finances.

General

Posted by: James Wynters

Let’s face it, mere mention of the word “money” can make people shift in discomfort. In an era in which the veils are being lifted off many societal taboos, a shroud of shame hangs stubbornly over money talk – we’re taught to fear it, we’re taught it’s too complicated, and those are all messages meant […]

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22 Feb

Staying Out of the Penalty Box.

General

Posted by: James Wynters

  When it comes to mortgages, it is easy to focus on the rates and your current situation, but the reality is that life happens and when it does, rates won’t be the only thing that matters.First and foremost, the most important thing to remember is that a mortgage is a contract. That means that […]

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11 Feb

Renting Vs. Buying: What You Need to Know !

General

Posted by: James Wynters

  When it comes to the Canadian housing market, there are lots of options for where to live! From renting an apartment to owning a single-family home, it all comes down to where you see yourself living and what you can afford! The beauty is, there is no right or wrong answer when it comes […]

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2 Feb

First-Time Home Buyer.

General

Posted by: James Wynters

  Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! While people don’t always dream of the perfect mortgage, we do grow up thinking of a white picket fence and our dream home. Even if you imagined your dream home as a 6-bedroom […]

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24 Jan

Get Your Home Equity Working for You With a Reverse Mortgage.

General

Posted by: James Wynters

  The notion that we should be mortgage-free is a focus many of us strive to achieve the moment we realize the dream of homeownership. But, the fact is, many outstanding expenses and debts could be powered down faster – and more economically – by tapping into your home equity with a CHIP Reverse Mortgage.There’s […]

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15 Jan

How to Save with a Variable Mortgage.

General

Posted by: James Wynters

  When it comes to mortgages, the age-old question remains: “Should I go with a variable or fixed-rate?”. To make an informed decision, it is important to look at the type of buyer and the historical trends.When it comes to variable versus fixed-rate, it is important to understand what these mortgages are based off of. […]

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29 Dec

Love Where You Live.

General

Posted by: James Wynters

  Canadians genuinely celebrate livability within their neighborhood when it comes to choosing a property to buy and live in. These are the qualities that give each homeowner the true satisfaction of his/her home. They are generally determined by a delicate balance of available green spaces, arts and culture, public institutions and local small businesses, […]

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