29 Dec

Love Where You Live.

General

Posted by: James Wynters

  Canadians genuinely celebrate livability within their neighborhood when it comes to choosing a property to buy and live in. These are the qualities that give each homeowner the true satisfaction of his/her home. They are generally determined by a delicate balance of available green spaces, arts and culture, public institutions and local small businesses, […]

Read More
14 Dec

Tis the Season of Staying Motivated

General

Posted by: James Wynters

The winter holiday season is often said to be the most wonderful time of the year. However, it is also one of the busiest and most stressful times of the year. There are increased demands at work or in your business. The holidays tend to be socially demanding too. With all this going on at […]

Read More
2 Dec

Budgeting for the Holidays.

General

Posted by: James Wynters

  Be mindful with money this season! Along with holiday joy come holiday bills, to avoid a sleigh-size tab, plan ahead to save money and maximize the payoff.ORDER ONLINE Avoid getting stuck in the hustle and bustle of holiday shoppers by ordering gifts online from your laptop or phone. The time you save can be put […]

Read More
17 Nov

Renewing Your Mortgage

General

Posted by: James Wynters

  Did you know? Close to 70 percent of mortgages never make it to the end of their term! This means that, for a variety of reasons, homeowners are ending their mortgages early. However, that still leaves a solid 30 percent of home buyers who keep their mortgage until the term is up and it […]

Read More
6 Nov

5 Tips for Staging Your Home Yourself

General

Posted by: James Wynters

Getting a home ready for sale or lease is a big job on its own. For some, the thought of staging your home may be overwhelming. Realtors may offer this service as part of their package, but if not, don’t worry, it’s easy to do it yourself with a little inspiration. Beyond the basic advice […]

Read More
28 Oct

What’s next for your home after a separation ?

General

Posted by: James Wynters

  Growing up, most people dream about living a fairytale with a wonderful partner and a life of bliss. Unfortunately, real life is not always a fairytale and not every relationship lasts forever. In fact, latest statistics show that 38 percent of all marriages in Canada end in divorce.Separating, whether through divorce or ending a […]

Read More
18 Oct

Downsizing Your House

General

Posted by: James Wynters

Moving to a larger house is not the only time that things can change with your home and mortgage. Sometimes there comes a point when owning a home becomes a little too much to handle; or maybe you’re an empty-nester and no longer need three extra bedrooms. Whatever the reason, downsizing is a great option […]

Read More
11 Oct

Your Credit Rating: The Four C’s

General

Posted by: James Wynters

Buying your first home is an incredible step in life, but it is not without its hurdles! One of which is demonstrating that you are creditworthy, which all comes down to your credit rating. This is how lenders and credit agencies determine the interest rate you pay, or whether you will qualify for a mortgage […]

Read More
4 Oct

Title Insurance and Home Insurance -Do Homeowners need both ?

General

Posted by: James Wynters

It’s a common question and one that deserves a little context. Buying a home is an incredibly exciting event for any new homeowner, but with ownership of any property comes the need to protect it from a range of risks. These could include losses or damages to the home and fraudulent attempts to steal, transfer […]

Read More
22 Sep

10 Mortgage Mistakes

General

Posted by: James Wynters

Whether it is your first house or you’re moving to a new neighborhood, getting approved for a mortgage is exciting! However, even if you have been approved and are simply waiting to close, there are still some things to keep in mind to ensure your efforts are successful. Many homeowners believe that if you have […]

Read More