12 Aug

Closing Costs: The Real Numbers You Need to Budget For

General

Posted by: James Wynters

Buying a home is one of the most exciting ventures in life! To ensure it goes smoothly, you need to have a proper budget in place to protect your financial security and help you make the best decision for your future location. However, the cost of the home is not the only cost that you […]

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30 Jul

Affording that Home Renovation.

General

Posted by: James Wynters

  Is your home in desperate need of an upgrade? Are you dying to renovate your bathroom, kitchen, or other space but not sure how to fund this renovation project? Did you find a home you’d like to buy but it needs work?We’ve got good news! When it comes to covering the costs of renovating, […]

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11 Jul

7 Tips to Makeover Your Backyard !

General

Posted by: James Wynters

  As we gear up for the approaching summer season, why not revitalize your outdoor area to bask in the warmth and embrace the sunshine? There’s a plethora of fantastic outdoor projects awaiting, whether it’s in your backyard or on your balcony, to elevate your space and maximize your enjoyment of the season.Let’s explore some […]

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28 Jun

Why the CHIP Reverse Mortgage is an excellent solution for debt consolidation

General

Posted by: James Wynters

  Keeping up with rising living costs can be particularly challenging when you’re on a fixed income with limited cash flow. Many Canadians are taking out loans, using multiple credit cards, and delaying significant purchases to stay financially stable in retirement. However, juggling debts from different sources with varying interest rates and payment schedules can […]

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14 Jun

Proven Strategies To Lower Your Interest Rate.

General

Posted by: James Wynters

  Lowering your interest rate can save you money over the life of a loan or credit card. Here are some proven strategies to help you accomplish that: Improve Your Credit Score: Lenders typically offer lower interest rates to borrowers with higher credit scores. Pay your bills on time, keep your credit card balances low, […]

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31 May

5 Tips to Manage Financial Stress.

General

Posted by: James Wynters

  With the continued rise of inflation, interest rates and the overall cost of living, the uncertainty can be unnerving for many individuals. But don’t fret! We have some tips and suggestions to help you manage your financial stress and help you to power through these latest economic changes: Prioritize What You Can Control: It can […]

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17 May

Alternative Lending: Managing Mortgage Affordability.

General

Posted by: James Wynters

If you’re seeking a mortgage, but your application doesn’t fit into the box of the big traditional institutions, you’ll find yourself in what’s commonly referred to in the industry as the “Alternative-A” or “B” lending space.These lenders come in three classifications: Alt A lenders consist of banks, trust companies, and monoline lenders. These are large institutional […]

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4 May

Yard Appeal Ideas for the Biggest ROI.

General

Posted by: James Wynters

  Summer is the time to get outside and enjoy your yard. To help you make the most of your space, I have broken down some of the top yard appeal ideas with the biggest ROI giving you the most bang for your buck and increasing your home’s equity and curb appeal at the same […]

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19 Apr

5 Tips to Manage Financial Stress.

General

Posted by: James Wynters

With the continued rise of inflation, interest rates and the overall cost of living, the uncertainty can be unnerving for many individuals. But don’t fret! We have some tips and suggestions to help you manage your financial stress and help you to power through these latest economic changes: Prioritize What You Can Control: It can be […]

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5 Apr

Making Your Home Workspace More Productive.

General

Posted by: James Wynters

      Fall in love with your home and your workspace again with these tips to help you make your home office space more productive! Establish Boundaries: A key component of being more productive at home is to establish proper boundaries between work and personal life. While not all of us at home have space […]

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