3 May

Making the Grade: Common Myths About Credit Scores

General

Posted by: James Wynters

How is your credit score calculated? It is a complex answer and, as such, common myths persist. Today, we are going to help you get a better understanding of your credit score and how to make the grade by busting the most common credit score myths! MYTH #1: TOO MANY CREDIT CARDS WILL HURT MY […]

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26 Apr

How to Afford a Second Property in Retirement

General

Posted by: James Wynters

More and more Canadians are choosing to buy a second property in retirement. Reasons for doing this vary. Some want to reap the rewards of a lifetime of saving and treat themselves to a vacation home. Others, on the other hand, view their second property as an investment, intending to rent it out and use […]

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19 Apr

Mortgage Broker vs Mortgage Specialist

General

Posted by: James Wynters

To most consumers outside of the mortgage space, the terms “mortgage broker” and “mortgage specialist” would seem interchangeable – but they aren’t. As a potential homeowner, the differences are more important than you might think. First and foremost, it is important to understand the definition of these groups before looking at the major differences. Mortgage brokers […]

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10 Apr

Relocate or Renovate

General

Posted by: James Wynters

Like Lighting in a Bottle. That’s how Todd Talbot describes the chemistry between him and Jillian Harris, his co-host of the reality TV series Love It or List It Vancouver. There’s an undeniable electricity that flows between the pair who have battled against each other through 104 hour-long episodes of the home-design series. Sparks fly, […]

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3 Apr

How to put an offer on a property with multiple offers.

General

Posted by: James Wynters

In many areas across Canada, local real estate markets continue to experience a trend toward a relative lack of home listings and an influx of active buyers. As a result, those ready to sell are in a favourable position to generate multiple offers on their home – often leading to buyers paying over market value […]

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28 Mar

The 7 Misconceptions about Reverse Mortgages

General

Posted by: James Wynters

How much do you really know about reverse mortgages? Maybe you know that reverse mortgages can help Canadians 55+ access the equity in their home, tax-free. Maybe you know that tens of thousands of Canadians are using a reverse mortgage as part of their financial plan. But did you know that there are 7 common […]

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21 Mar

6 Important Questions to Ask Before a Big Home Renovation

General

Posted by: James Wynters

So you want to make a major home renovation. Congratulations! Now, you’ve got to find the right contractor for the job. While doing a thorough online search or asking family and friends is an important first step, once you find a potential contractor, it’s time to start treating the process like a job interview. Being […]

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13 Mar

It’s All About the Property

General

Posted by: James Wynters

When your mortgage application goes through the approval process, they are not only looking at you, but also the property in question. In fact, sometimes when an application is denied it has nothing to do with you, and everything to do with the property. To improve your chances of success when it comes to financing, […]

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1 Mar

Ultimate Checklist for Selling Your Home

General

Posted by: James Wynters

Selling your home can be an extremely stressful experience. Between thinking about moving logistics and financials, it’s easy to miss the small details in between the process. With that in mind, we’ve built this checklist for selling your home to help you keep track of the things that will get a potential buyer interested. Turns […]

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