31 Jan

What to Know about Title Insurance.

General

Posted by: James Wynters

  There are many insurance products when it comes to your home, but not all are created equal. One such insurance policy that potential homeowners may encounter is known as “title insurance”.This particular insurance is designed to protect residential or commercial property owners and their lenders against losses relating to the property’s title or ownership. […]

Read More
16 Jan

5 House Hunting Mistakes to Avoid.

General

Posted by: James Wynters

Buying a home is one of the largest investments you will ever make! In order to make your home hunting experience the best it can be, there are a few key mistakes to avoid and be aware of before you start your journey: Not Getting Pre-Approved: One of the most important aspects of buying a home […]

Read More
3 Jan

New Year Resolutions for Your Home.

General

Posted by: James Wynters

  Your finances aren’t the only thing that has room for new resolutions in 2023! Consider these great ideas to make your home feel brand new come January:Purge Your Space While most people think about purging when Spring comes around, the end of the year really is no better time. While cleaning your home is […]

Read More
15 Dec

What to Know Before You Sell Your Home.

General

Posted by: James Wynters

  So, you are ready to sell your home! Whether you are up or down-sizing, selling your home can feel like a large undertaking – that’s where we come in. To help make this process as smooth as possible, we have put together a list of a few things to know before you sell:Improve Your […]

Read More
5 Nov

What to Know about Porting Your Mortgage

General

Posted by: James Wynters

  When it comes to getting a mortgage, one of the more overlooked elements is the option to be able to port the loan down the line.Porting your mortgage is an option within your mortgage agreement, which enables you to move to another property without having to lose your existing interest rate, mortgage balance and […]

Read More
23 Sep

Advice for Single Homebuyers.

General

Posted by: James Wynters

Buying a home is an exciting experience for anyone, and even more of a milestone when you’re doing it solo, but it can be a little different when you’re purchasing on your own. While it can be easier to tailor your mortgage and home search to exactly your needs, it can be somewhat more stressful […]

Read More
31 Aug

5 Reasons You Don’t Qualify for a Mortgage.

General

Posted by: James Wynters

When it comes to shopping for a mortgage, it is important to know what you need to qualify – but it is just as important to understand some of the reasons why you DON’T qualify so that you can make some changes and budget accordingly for when the time is right.If you are in the […]

Read More
6 Jul

The benefits of using a real estate agent

General

Posted by: James Wynters

  The right real estate agent will help you through every step of buying or selling your home. Like any relationship, you want to ask questions, get to know your agent before agreeing to have them work with you.  Let’s take a look at some of the things you should consider when looking for an […]

Read More
8 Jun

9 Reasons People Break Their Mortgage.

General

Posted by: James Wynters

Did you know, approximately 60 percent of people break their mortgage before their mortgage term matures? While this is not necessarily avoidable, most homeowners are blissfully unaware of the penalties that can be incurred when you break your mortgage contract – and sometimes, these penalties can be painfully expensive. Below are some of the most […]

Read More
30 May

The Rate Debate.

General

Posted by: James Wynters

One of the first questions that potential buyers want answered is: “What is your interest rate?” It is easy to think that this is the most important question, but there is a lot more to your mortgage contract than just the rate. And so, the rate debate continues! The rate debate is a hot topic […]

Read More